By Jason Williams-Portfolio Manager and President of Moreton Asset Management

How The Interest Rate Environment Affects This Relationship

By Matthew Jacobsen, VP

In June of 2006 the federal funds target rate was at 5.25%. From 2007 to the end of...

BY CYNTHIA R. WALKER, CEO

Fed fund rates have increased 100 basis points since December of 2015 and yet credit unions, or for that matter, other financial institutions...

Mark H. Smith, Inc. recently conducted a survey on CECL and Comprehensive Loan Analytics. This was a follow-up survey to the CECL survey we conducted earlier in the year...

There is a time and season for many events. At our house, we have a birthday season because a majority of my family have birthdays grouped into two consecutive months....

Have the ALCO minutes for your interest rate risk reviews started to feel a little stale? It’s important to keep in mind that even though interest rate risk analysis can...

The second estimate of the U.S. GDP annualized growth rate for the second quarter of 2017 was 3.0%. This was a much sharper increase than expected and a significant...

Deposit rates have been at historic lows for several years. The Federal Reserve has raised their target federal funds rate a few times, causing credit union managers to...

Segmentation strategies continue to evolve as a tool to manage the cost of funds and optimize the flow of deposits. In 2001, we began urging clients to consider...

When we talk with credit unions about the results of their interest rate risk analysis, we are often asked the question, how do my credit union’s results compare to my...