MHSI Blog

Care About Your Beta? Industry Trends on Rate Sensitivities

Beta and the rate sensitivities of deposits is a hot topic when talking about interest rate risk. Understanding your deposits and predicting their behavior and rate...

The Changing Tides of Non-Interest Income

BY JEFFREY JOHNSON

ALCO – Always Looking Constructively

BY CYNTHIA R WALKER, CEO

Consumer Lending: Leave No Stone Unturned

BY SCOTT BUTTERFIELD, GUEST AUTHOR

Minding the Margin

BY MATTHEW JACOBSEN

Mary, Mary, Quite Contrary

BY CYNTHIA R. WALKER, CEO

What Do Auto Loan Delinquency and Charge Off Trends Mean for Credit Unions?

BY JEFF JOHNSON

Ensuring Data Completeness and Integrity

Achieve Better Measurement, Performance, and Member Service

As data storage, computation, and analysis technology continue to advance, many financial institutions...

Credit Union, Economic and Interest Rate Outlook

By Matthew Jacobsen, VP

In 2017, credit unions continued to see solid loan, share, and membership growth. Growth in these areas has been consistent since the last...

Calculated Shifts in Investment Strategies Can Yield Big Changes To Income and ROA

By Cynthia R. Walker, CEO

Credit unions in the asset range of 10 million to 250 million have seen their loan to total asset ratios increase in the last 5 years from a...