Survey Results—Rising Interest Rates

By Cynthia Walker, CEO

It was a long time coming.

Credit Union Investing Basics: Why Liquidity Matters

By Jason Williams, Financial Analyst

One of the terms that comes up regularly in audit and regulatory exams for credit unions is "liquidity." As you evaluate...

Economic Outlook

By Matthew Jacobsen

After 7 years of historically low rates, the Federal Open Market Committee (FOMC) increased the Fed Funds target rate by 25 basis points. The...

The Financial Institution of Your Dreams

By Cynthia Walker, CEO and Jeffrey Johnson

The January 2016 Consumer Report magazine front cover reads, "Get the Bank of Your Dreams." The focus of their main article...

How Good Are Your Assumptions?

By Mark H. Smith, Founder

ALM models have come a long way. Over the last three decades they have evolved from simple spreadsheets estimating a gap between the repricing...