MHSI Blog

Economic Commentary  -   Interest Rates, Uncertainties, & 2020 Budget

Following the September 18th Federal Reserve Open Market Committee (FOMC) meeting, the FOMC announced a 25 bp cut in the fed funds rate target range which now stands at...

Rates are Falling - Is your ALCO and Board Prepared?

Do you feel like you’ve just gotten used to rates increasing from their historic lows and now talk of rates declining is making your head spin a little? Yes, rates may...

The Risk of Doing Nothing

Credit union managers are faced with a myriad of risk management decisions every day. These decisions have consequences, many of which can affect return on assets and...