As we move into 2021, the following topics might be worth discussing and considering with your management team.
Earnings
During the first half of 2020, net interest...
by Cynthia R. Walker - CEO | Jan 14, 2021 | Article, IRR Topics, 2021 Balance Sheet Planning, Net Interest Margins, Cost of Funds | 0 Comments
As we move into 2021, the following topics might be worth discussing and considering with your management team.
During the first half of 2020, net interest...
by Cynthia R. Walker - CEO | Nov 4, 2020 | IRR Topics, Deposit Composition, Loan Composition, Balance Sheet Strategy, Loan Pricing | 0 Comments
Several years back, I went to Mexico for a vacation. While there, I found a ceramic hand-painted frog-shaped planter that I wanted. My husband loves the hunt, and his...
by Matthew Jacobsen | Sep 30, 2020 | Article, IRR Topics, Federal Reserve Chairman, GDP, Economic Growth Projections, Redeploying assets, Central Bank, Interest Rates, Federal Fund Rate, Balance Sheet Strategy, Asset Allocation Assessment, Balance Sheet Optimization | 0 Comments
In September, the Federal Reserve Chairman spoke publicly on several occasions and reiterated that the central bank is committed to helping the...
by Jeff Johnson | Aug 12, 2020 | Article, IRR Topics, Surge Shares, Loan Charge Offs, Deposit Composition, Loan Composition, Net Income | 0 Comments
With the dramatic changes in the economy due to the Coronavirus, credit unions are wondering what they should expect moving forward. Even though this recession is unlike...
by Matthew Jacobsen | Jul 17, 2020 | Article, IRR Topics | 2 Comments
At the end of the first quarter and throughout the second quarter, the U.S. economy experienced one of the largest, if not the largest,...
by Staff | Apr 21, 2020 | Article, IRR Topics | 0 Comments
As interest rates increased from 2016 through 2018 so did concerns pertaining to interest rate risk in the up-rate scenarios. Many credit unions saw an increase in the...
by Matthew Jacobsen | Apr 21, 2020 | Article, Feature, IRR Topics | 0 Comments
Prior to the Coronavirus expectations were for a gradual economic slowdown in 2020, but most economists were not expecting a full-blown recession. The abruptness and...
by Cynthia R. Walker - CEO | Apr 21, 2020 | Article, IRR Topics | 0 Comments
In February 2020, I attended the CUNA GAC conference. It was a treat to attend a conference with intelligent, friendly, down to earth people working in the credit union...
by Matthew Jacobsen | Dec 28, 2019 | Article, IRR Topics, Update | 0 Comments
by Cynthia R. Walker - CEO | Dec 28, 2019 | Article, IRR Topics | 0 Comments
On December 11th, 2019, the Federal Reserve left short-term interest rates unchanged at a target range of 1.5% to 1.75%. This year, the Federal Open Market Committee cut...