Deposit rates have been at historic lows for several years. The Federal Reserve has raised their target federal funds rate a few times, causing credit union managers to...

Segmentation strategies continue to evolve as a tool to manage the cost of funds and optimize the flow of deposits. In 2001, we began urging clients to consider...

When we talk with credit unions about the results of their interest rate risk analysis, we are often asked the question, how do my credit union’s results compare to my...

Many are calling this the most sweeping change to financial institution accounting ever!

For almost a decade, short term interest rates have been manipulated and driven down to historically low levels by the Federal Reserve. Even today, short term rates...