By Cynthia Walker, CEO
It was a long time coming.
Economic Outlook
by webmaster | Jan 21, 2016 | Article | 0 Comments
By Matthew Jacobsen
After 7 years of historically low rates, the Federal Open Market Committee (FOMC) increased the Fed Funds target rate by 25 basis points. The...
The Financial Institution of Your Dreams
by webmaster | Jan 21, 2016 | Article | 0 Comments
By Cynthia Walker, CEO and Jeffrey Johnson
The January 2016 Consumer Report magazine front cover reads, "Get the Bank of Your Dreams." The focus of their main article...
Economic Outlook
by webmaster | Nov 24, 2015 | Article | 0 Comments
By Cynthia Walker, CEO
The credit union industry posted some positive trends during the last quarter. Loan balances grew at a 10.4% annualized pace with July...
Loan Demand Forecasted to Increase
by webmaster | Nov 24, 2015 | Article | 0 Comments
By Mark H. Smith, Founder
The November issue of Credit Union Magazine bore the following message on its cover: "Expect a Surge in Lending." With unemployment at its...
Just Say No
by webmaster | Nov 24, 2015 | Article | 0 Comments
By Cynthia Walker, CEO
Life has a way of pestering you with issues from a myriad of directions, and sometimes it seems like the only response to the incessant and...
The Risk of Doing Nothing
by webmaster | Sep 17, 2015 | Article | 0 Comments
By Mark H. Smith, Inc. Staff
Credit union managers are faced with a myriad of risk management decisions every day. These decisions have consequences, many of which can...
Let's Talk Numbers
by webmaster | Sep 17, 2015 | Article | 0 Comments
By Cynthia Walker, CEO
"CU Savings Balances Top $1 Trillion" headlined a report from CUNA Mutual1 on May 18 of this year. Their report also indicated total credit union...
Economic Update - Credit Unions: Helping the Middle Class in America with a Widening Income Gap
by webmaster | Jul 15, 2015 | Article | 0 Comments
By Jason Williams, Financial Analyst
The Smithsonian in Washington DC opened an exhibit titled “American Enterprise” on July 1st of this year. The exhibit is the first...
Is It Time For Credit Unions To Consider Alternative Funding Sources?
by webmaster | Jul 15, 2015 | Article | 0 Comments
By Mark H. Smith, Founder, Mark H. Smith, Inc. and Matthew Jacobsen
True to its traditional roots a credit union has tended to fund the balance sheet with retail shares...